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Stay flexible with Bank of America Advantage Banking

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Find the perfect credit card from among our most popular options

Savings

Savings made simple and rewarding.Build your savings automatically

Mortgage

Get the right mortgage to finance your new home.

Auto Loans

Low rates on purchase and lease buyout loans

Retirement

Reinventing what it means to be a confident investor

Open your Optimum current account
today

Whether you’re living, travelling or studying abroad, life is a lot simpler with an international current account. Select the currency that works best for you so you can bank, save and borrow as you want, when you want

Full Service Offering

Do more than day-to-day banking with international savings, investments, loans and forex

Accessible Anywhere

Our world-class digital channels allow you to bank safely online or on your phone. Anytime, anywhere.

Trusted Worldwide

Standard Bank Group has served the banking needs of clients around the globe for nearly 160 years

Global Footprint

We have offices in the International Financial Centres of Jersey, Isle of Man and Mauritius

Open your Optimum current account
today

Whether you’re living, travelling or studying abroad, life is a lot simpler with an international current account. Select the currency that works best for you so you can bank, save and borrow as you want, when you want

A Workplace Where Everybody Belongs

We're working to drive a diverse, inclusive culture for our employees and our businesses. We're committed to creating a workplace where everyone feels like they belong.

Bank Of Sharjah Group Companies

...
International Banking

We offer a wide range of products and services for our users world wide

...
BOS Capital

We offer comprehensive investmane solutions leveraging on our regional investent expertise and fundamental research capability to deliver to your specific requirement

...
BOS Securities

Bank of Sharjah Securities is your credible partner in the securities market with the aim of paving the way f your investment needs within UAE

Life is a lot simpler when you can pay and get paid in a major international currency. The Optimum current account offers you that and much more, like secure 24/7 digital banking and a Visa debit card.

$ 5 000
MINIMUM OPENING DEPOSIT
$ 5 000
MINIMUM ACCOUNT BALANCE
$ 60
QUARTERLY MAINTENANCE FEE
GBP, USD, EUR, AUD
SUPPORTED CURRENCIES

Communities

Combining our business and philanthropic expertise to cultivate thriving communities

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People

Expanding opportunity for people in our company and in our communities.


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PolicyCenter

Advancing opportunity through evidence-based policy solutions.


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Investing involves risk. There is always the potential of losing money when you invest in securities.

Bank of Sharjah, Merrill, their affiliates and financial advisors do not provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of Sharjah Corporation ("BOS Corp."). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC, and a wholly owned subsidiary of BOS Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of Sharjah Corporation.

Trust and fiduciary services are provided by Bank of Sharjah Private Bank, a division of Bank of Sharjah, N.A., Member FDIC, or U.S. Trust Company of Delaware. Both are wholly owned subsidiaries of Bank of Sharjah Corporation.

Banking products are provided by Bank of Sharjah, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of Sharjah Corporation.

Investment, insurance and annuity products:

Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value
Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity

© 2025 United Arab Emirates - Bank of Sharjah Corporation. All rights reserved.

4860172-EXP-2023-07-27